Exhibit A
Insurance Agents work in Berkeley
Berkeley is a small, dense city, and the insurance work that comes out of it follows the property. A large share of the housing is rental, much of it older wood frame stock in the flats, and that produces steady demand for renters policies, landlord policies and earthquake cover. The hills above campus bring higher value homes and more careful buyers. Around the commercial corridors there are small firms, contractors and restaurants looking for liability and workers compensation. The agencies serving Berkeley are mostly independent owner operators rather than national franchises, and many of them are small enough that their web presence is thin. That leaves room in the search results for an agency that publishes consistently about the cover Berkeley properties actually need.
