Exhibit A
Mortgage Brokers work in Oxnard
Oxnard borrowers search for mortgage help in a market shaped by the military base at Port Hueneme, the agricultural and port economy, and a housing stock that runs from older bungalows near downtown to newer tracts in the RiverPark area. The searches come from first time buyers priced out of Los Angeles County, from homeowners looking at refinancing, and from buyers using VA loans tied to Naval Base Ventura County. The firms competing for those searches are a mix of local brokerages, mortgage bankers with Ventura County offices, and national lenders buying paid search on the same terms. The demand is steady and it is local, which means the pages that name Oxnard and the surrounding towns are the ones that match what people type.
