Exhibit A
Mortgage Brokers work in Worcester
Worcester is a cathedral city and the administrative centre of Worcestershire, with a housing market that runs from Victorian terraces near the city centre to new build estates on the edges and the surrounding towns of the county. Mortgage broking here is a mix of small owner operator firms, often one or two advisers working from an office or from home, and a smaller number of larger practices and national networks with a local presence. The searches come from first time buyers priced out of Bristol and Birmingham looking westward, from homeowners remortgaging as fixed deals end, and from buyers moving out of the city into the villages. Demand is steady rather than seasonal at the top level, but it sharpens around the points where people make decisions: when a deal is due to end, when a sale is agreed, when a rate changes. The firms that get found are the ones with pages answering those specific questions for Worcester postcodes and Worcester lenders.
