Exhibit A
Mortgage Brokers work in Eugene
Eugene is a mid sized city with a steady stream of people buying, refinancing and moving within Lane County. Mortgage work here follows the housing market: purchases tied to the University of Oregon and the hospital and school employers, refinances when rates shift, and loans for the older housing stock in the central neighbourhoods. The firms competing for those searches are a mix of local brokerages, individual loan officers building their own name, and franchise branches with national branding behind them. Paid search in this trade is expensive because a single closed loan is worth a lot, so the paid listings are crowded and the organic results below them are where a smaller office can hold ground. The demand is there every month, spread across purchase, refinance and first time buyer searches.
