Exhibit A
Mortgage Brokers work in Roseville
Roseville sits in Placer County, and the mortgage brokers working here compete with brokers in Sacramento, Rocklin and Granite Bay as much as with each other. The searches come from people buying in Roseville's newer subdivisions, from homeowners in older parts of town looking at refinancing, and from buyers moving up from Sacramento. The paid search around mortgage terms in this part of Placer County is contested, and the firms bidding on it are a mix of local owner operators and larger regional outfits. The demand is there all year, spread across purchase loans, refinancing and equity lines.
